/* ============================================================
   陕西中融创汇企业管理咨询有限公司 — 官网样式
   风格：简约大气 / 深蓝主色 + 雅金点缀
   ============================================================ */

:root {
  --navy: #0e2a47;
  --navy-2: #16395e;
  --navy-3: #0a1f36;
  --gold: #c09a5b;
  --gold-soft: #e8dcc4;
  --ink: #16212e;
  --body: #4a5a6a;
  --muted: #7b8b9a;
  --line: #e5eaf1;
  --line-2: #eef2f7;
  --bg: #ffffff;
  --bg-soft: #f6f9fc;
  --bg-soft-2: #eef4fa;
  --ok: #2f9e6b;
  --warn: #d98b2b;
  --err: #cf4c4c;
  --radius: 14px;
  --radius-lg: 20px;
  --shadow: 0 1px 2px rgba(16, 34, 56, .04), 0 8px 24px rgba(16, 34, 56, .06);
  --shadow-lg: 0 4px 12px rgba(16, 34, 56, .06), 0 24px 60px rgba(16, 34, 56, .1);
  --max: 1200px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "PingFang SC", "Microsoft YaHei",
    "Helvetica Neue", "Hiragino Sans GB", Arial, sans-serif;
  color: var(--body);
  background: var(--bg);
  font-size: 15px;
  line-height: 1.75;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4, h5 {
  color: var(--ink);
  margin: 0 0 .6em;
  line-height: 1.3;
  font-weight: 700;
  letter-spacing: -.01em;
}

h1 { font-size: 44px; }
h2 { font-size: 32px; }
h3 { font-size: 20px; }
h4 { font-size: 17px; }

p { margin: 0 0 1em; }
a { color: var(--navy-2); text-decoration: none; transition: color .2s; }
a:hover { color: var(--gold); }
img { max-width: 100%; display: block; }

.container {
  width: 100%;
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 24px;
}

.section { padding: 88px 0; }
.section-soft { background: var(--bg-soft); }
.section-tight { padding: 56px 0; }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 700;
  margin-bottom: 14px;
}
.eyebrow::before {
  content: "";
  width: 26px;
  height: 2px;
  background: var(--gold);
  display: inline-block;
}

.section-head { max-width: 720px; margin-bottom: 48px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head p { font-size: 16px; color: var(--muted); margin-top: 12px; }

.text-gold { color: var(--gold); }
.muted { color: var(--muted); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  height: 46px;
  padding: 0 26px;
  border-radius: 10px;
  border: 1px solid transparent;
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
  transition: all .22s ease;
  font-family: inherit;
  white-space: nowrap;
}
.btn-primary { background: var(--gold); color: #fff; }
.btn-primary:hover { background: #b08a4b; color: #fff; transform: translateY(-1px); box-shadow: 0 8px 20px rgba(192, 154, 91, .32); }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { background: var(--navy-2); color: #fff; transform: translateY(-1px); }
.btn-ghost { border-color: rgba(255, 255, 255, .35); color: #fff; }
.btn-ghost:hover { border-color: #fff; background: rgba(255, 255, 255, .1); color: #fff; }
.btn-outline { border-color: var(--line); color: var(--ink); background: #fff; }
.btn-outline:hover { border-color: var(--navy); color: var(--navy); }
.btn-sm { height: 38px; padding: 0 18px; font-size: 14px; border-radius: 8px; }
.btn-lg { height: 54px; padding: 0 34px; font-size: 16px; }
.btn-block { width: 100%; }
.btn:disabled { opacity: .55; cursor: not-allowed; transform: none !important; box-shadow: none !important; }

/* ---------- Header ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, .88);
  backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid var(--line-2);
}
.header-inner {
  height: 74px;
  display: flex;
  align-items: center;
  gap: 32px;
}
.brand { display: flex; align-items: center; gap: 12px; flex: none; }
.brand-mark { display: flex; }
.brand-text strong { display: block; font-size: 18px; color: var(--ink); letter-spacing: .02em; line-height: 1.2; }
.brand-text em { display: block; font-style: normal; font-size: 11px; color: var(--muted); letter-spacing: .18em; }

.nav { display: flex; gap: 4px; margin-left: auto; }
.nav a {
  position: relative;
  padding: 8px 16px;
  font-size: 15px;
  color: var(--ink);
  border-radius: 8px;
  font-weight: 500;
}
.nav a:hover { color: var(--navy-2); background: var(--bg-soft-2); }
.nav a.active { color: var(--navy-2); font-weight: 600; }
.nav a.active::after {
  content: "";
  position: absolute;
  left: 16px; right: 16px; bottom: 0;
  height: 2px;
  background: var(--gold);
  border-radius: 2px;
}

.header-actions { display: flex; align-items: center; gap: 10px; flex: none; }

.user-chip {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  height: 38px;
  padding: 0 8px 0 12px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: #fff;
  font-size: 14px;
  color: var(--ink);
  max-width: 240px;
}
.user-chip .avatar {
  width: 26px; height: 26px; border-radius: 50%;
  background: var(--navy); color: #fff;
  display: flex; align-items: center; justify-content: center;
  font-size: 12px; font-weight: 700; flex: none;
}
.user-chip .uname { overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.link-btn {
  background: none; border: none; padding: 0 10px;
  font-size: 13px; color: var(--muted); cursor: pointer; font-family: inherit;
}
.link-btn:hover { color: var(--err); }

.nav-toggle {
  display: none;
  width: 40px; height: 40px;
  border: 1px solid var(--line);
  border-radius: 9px;
  background: #fff;
  cursor: pointer;
  align-items: center; justify-content: center;
  flex-direction: column; gap: 4px;
}
.nav-toggle span { display: block; width: 16px; height: 1.6px; background: var(--ink); }

/* ---------- Hero ---------- */
.hero {
  position: relative;
  background: linear-gradient(135deg, var(--navy-3) 0%, var(--navy) 45%, var(--navy-2) 100%);
  color: #fff;
  overflow: hidden;
  padding: 110px 0 96px;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle at 12% 20%, rgba(192, 154, 91, .22), transparent 45%),
    radial-gradient(circle at 88% 78%, rgba(90, 140, 200, .18), transparent 48%);
}
.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image: linear-gradient(rgba(255, 255, 255, .045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, .045) 1px, transparent 1px);
  background-size: 72px 72px;
  mask-image: radial-gradient(circle at 50% 40%, #000 0%, transparent 78%);
  -webkit-mask-image: radial-gradient(circle at 50% 40%, #000 0%, transparent 78%);
}
.hero .container { position: relative; z-index: 2; }
.hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 60px; align-items: center; }
.hero h1 { color: #fff; font-size: 50px; line-height: 1.22; margin-bottom: 20px; }
.hero h1 .accent { color: var(--gold); }
.hero-sub { font-size: 17px; color: rgba(255, 255, 255, .78); max-width: 560px; margin-bottom: 34px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }

.hero-card {
  background: rgba(255, 255, 255, .07);
  border: 1px solid rgba(255, 255, 255, .16);
  border-radius: var(--radius-lg);
  padding: 28px;
  backdrop-filter: blur(8px);
}
.hero-card h4 { color: #fff; font-size: 15px; letter-spacing: .04em; margin-bottom: 4px; }
.hero-card .hc-note { font-size: 13px; color: rgba(255, 255, 255, .6); margin-bottom: 22px; }
.hc-list { list-style: none; padding: 0; margin: 0 0 24px; }
.hc-list li {
  display: flex; align-items: flex-start; gap: 12px;
  padding: 12px 0; border-top: 1px solid rgba(255, 255, 255, .1);
  font-size: 14px; color: rgba(255, 255, 255, .85);
}
.hc-list li:first-child { border-top: none; }
.hc-list .dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--gold); margin-top: 8px; flex: none;
}
.hc-list b { color: #fff; font-weight: 600; }

/* ---------- 内页页头 ---------- */
.page-hero {
  position: relative;
  background: linear-gradient(135deg, var(--navy-3) 0%, var(--navy) 50%, var(--navy-2) 100%);
  color: #fff;
  padding: 62px 0 54px;
  overflow: hidden;
}
.page-hero::before {
  content: "";
  position: absolute; inset: 0;
  background-image:
    radial-gradient(circle at 85% 20%, rgba(192, 154, 91, .2), transparent 45%),
    linear-gradient(90deg, rgba(255, 255, 255, .04) 1px, transparent 1px),
    linear-gradient(rgba(255, 255, 255, .04) 1px, transparent 1px);
  background-size: auto, 64px 64px, 64px 64px;
}
.page-hero .container { position: relative; z-index: 2; }
.page-hero h1 { color: #fff; font-size: 36px; margin-bottom: 12px; }
.page-hero p { color: rgba(255, 255, 255, .72); font-size: 16px; margin: 0; max-width: 720px; }
.crumb { font-size: 13px; color: rgba(255, 255, 255, .5); margin-bottom: 14px; }
.crumb a { color: rgba(255, 255, 255, .78); }
.crumb a:hover { color: var(--gold); }

/* ---------- Stats ---------- */
.stats-strip { background: var(--navy-3); color: #fff; padding: 34px 0; }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.stat { text-align: center; }
.stat .num { font-size: 34px; font-weight: 700; color: var(--gold); line-height: 1.1; }
.stat .num small { font-size: 16px; margin-left: 2px; }
.stat .label { font-size: 13px; color: rgba(255, 255, 255, .6); margin-top: 6px; }

/* ---------- Cards / Grid ---------- */
.grid { display: grid; gap: 24px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px 28px;
  transition: all .25s ease;
}
.card-hover:hover {
  transform: translateY(-4px);
  border-color: rgba(192, 154, 91, .5);
  box-shadow: var(--shadow-lg);
}

.svc-card { display: flex; flex-direction: column; height: 100%; }
.svc-icon {
  width: 50px; height: 50px;
  border-radius: 12px;
  background: var(--bg-soft-2);
  color: var(--navy-2);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px;
  flex: none;
}
.svc-card h3 { font-size: 18px; margin-bottom: 10px; }
.svc-card .cat {
  display: inline-block;
  font-size: 12px;
  color: var(--gold);
  border: 1px solid var(--gold-soft);
  background: #fdf9f2;
  border-radius: 999px;
  padding: 1px 10px;
  margin-bottom: 12px;
}
.svc-card p { font-size: 14px; color: var(--muted); flex: 1; }
.svc-card .price {
  margin-top: 16px; padding-top: 14px;
  border-top: 1px dashed var(--line);
  font-size: 14px; color: var(--navy-2); font-weight: 600;
}

/* 白色卡片内的要点列表 */
.svc-list { list-style: none; padding: 0; margin: 14px 0 4px; }
.svc-list li {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 14px; color: var(--body); padding: 5px 0;
}
.svc-list .dot {
  width: 6px; height: 6px; border-radius: 50%;
  background: var(--gold); margin-top: 9px; flex: none;
}

.feat-icon {
  width: 46px; height: 46px; border-radius: 12px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%);
  color: var(--gold);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 16px;
}

/* ---------- Process ---------- */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; }
.step { position: relative; padding: 0 26px; }
.step:not(:last-child)::after {
  content: "";
  position: absolute;
  top: 22px; right: 0; width: 40%;
  height: 1px;
  background: repeating-linear-gradient(90deg, var(--line) 0 6px, transparent 6px 12px);
}
.step .no {
  width: 44px; height: 44px; border-radius: 50%;
  border: 1px solid var(--gold);
  color: var(--gold);
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 15px;
  margin-bottom: 16px;
  background: #fff;
}
.step h4 { margin-bottom: 6px; }
.step p { font-size: 14px; color: var(--muted); margin: 0; }

/* ---------- Timeline ---------- */
.timeline { border-left: 2px solid var(--line); padding-left: 28px; margin-left: 8px; }
.tl-item { position: relative; padding-bottom: 30px; }
.tl-item:last-child { padding-bottom: 0; }
.tl-item::before {
  content: "";
  position: absolute; left: -35px; top: 6px;
  width: 12px; height: 12px; border-radius: 50%;
  background: #fff; border: 2px solid var(--gold);
}
.tl-item .year { font-size: 13px; color: var(--gold); font-weight: 700; letter-spacing: .06em; }
.tl-item h4 { margin: 2px 0 4px; font-size: 16px; }
.tl-item p { font-size: 14px; color: var(--muted); margin: 0; }

/* ---------- Table ---------- */
.tbl-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; }
table.tbl { width: 100%; border-collapse: collapse; min-width: 620px; }
table.tbl th, table.tbl td { padding: 15px 20px; text-align: left; font-size: 14px; }
table.tbl thead th { background: var(--bg-soft); color: var(--ink); font-weight: 600; border-bottom: 1px solid var(--line); }
table.tbl tbody tr + tr td { border-top: 1px solid var(--line-2); }
table.tbl tbody tr:hover td { background: #fafcfe; }
table.tbl td.price-cell { color: var(--navy-2); font-weight: 600; white-space: nowrap; }

/* ---------- FAQ ---------- */
.faq-item { border: 1px solid var(--line); border-radius: 12px; background: #fff; margin-bottom: 12px; overflow: hidden; }
.faq-q {
  width: 100%; text-align: left; background: none; border: none;
  padding: 18px 22px; font-size: 15px; font-weight: 600; color: var(--ink);
  cursor: pointer; display: flex; align-items: center; justify-content: space-between; gap: 16px;
  font-family: inherit;
}
.faq-q .sign { color: var(--gold); font-size: 20px; line-height: 1; flex: none; transition: transform .2s; }
.faq-item.open .faq-q .sign { transform: rotate(45deg); }
.faq-a { display: none; padding: 0 22px 20px; font-size: 14px; color: var(--muted); border-top: 1px solid var(--line-2); padding-top: 16px; }
.faq-item.open .faq-a { display: block; }

/* ---------- Forms ---------- */
.form-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 34px;
  box-shadow: var(--shadow);
}
.field { margin-bottom: 18px; }
.field > label { display: block; font-size: 14px; font-weight: 600; color: var(--ink); margin-bottom: 7px; }
.field > label .req { color: var(--err); margin-left: 2px; }
.input, .select, .textarea {
  width: 100%;
  height: 44px;
  padding: 0 14px;
  border: 1px solid var(--line);
  border-radius: 10px;
  font-size: 14px;
  font-family: inherit;
  color: var(--ink);
  background: #fff;
  transition: border-color .2s, box-shadow .2s;
}
.textarea { height: auto; min-height: 108px; padding: 12px 14px; line-height: 1.7; resize: vertical; }
.input:focus, .select:focus, .textarea:focus {
  outline: none; border-color: var(--navy-2);
  box-shadow: 0 0 0 3px rgba(22, 57, 94, .08);
}
.input::placeholder, .textarea::placeholder { color: #a9b6c3; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

.alert {
  border-radius: 10px;
  padding: 12px 16px;
  font-size: 14px;
  margin-bottom: 18px;
  border: 1px solid transparent;
  display: none;
}
.alert.show { display: block; }
.alert-info { background: #eef4fa; border-color: #d6e4f0; color: var(--navy-2); }
.alert-ok { background: #eaf6f0; border-color: #cbe9db; color: #1f7a54; }
.alert-err { background: #fdeeee; border-color: #f6d3d3; color: #a93a3a; }

.tabs { display: flex; gap: 4px; background: var(--bg-soft); padding: 4px; border-radius: 12px; margin-bottom: 24px; }
.tabs button {
  flex: 1; height: 40px; border: none; background: none;
  border-radius: 9px; font-size: 14px; font-weight: 600;
  color: var(--muted); cursor: pointer; font-family: inherit; transition: all .2s;
}
.tabs button.active { background: #fff; color: var(--navy); box-shadow: var(--shadow); }
.tab-pane { display: none; }
.tab-pane.active { display: block; }

/* ---------- Contact info ---------- */
.contact-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 48px; align-items: start; }
.ci-list { list-style: none; padding: 0; margin: 0; }
.ci-item { display: flex; gap: 16px; padding: 18px 0; border-bottom: 1px solid var(--line-2); }
.ci-item:last-child { border-bottom: none; }
.ci-icon {
  width: 42px; height: 42px; border-radius: 11px; flex: none;
  background: var(--bg-soft-2); color: var(--navy-2);
  display: flex; align-items: center; justify-content: center;
}
.ci-item .k { font-size: 12px; color: var(--muted); letter-spacing: .06em; }
.ci-item .v { font-size: 16px; color: var(--ink); font-weight: 600; }
.ci-item .v small { font-weight: 400; font-size: 13px; color: var(--muted); margin-left: 6px; }

/* ---------- Login ---------- */
.auth-wrap { min-height: calc(100vh - 74px); display: flex; align-items: center; padding: 56px 0; background: var(--bg-soft); }
.auth-box { max-width: 460px; margin: 0 auto; width: 100%; }
.auth-head { text-align: center; margin-bottom: 26px; }
.auth-head h2 { font-size: 28px; margin-bottom: 8px; }
.auth-head p { color: var(--muted); font-size: 14px; margin: 0; }
.auth-tip { font-size: 13px; color: var(--muted); text-align: center; margin-top: 18px; }
.auth-tip a { color: var(--navy-2); font-weight: 600; }

/* ---------- Member ---------- */
.member-wrap { background: var(--bg-soft); min-height: calc(100vh - 74px); padding: 40px 0 72px; }
.member-head {
  background: linear-gradient(135deg, var(--navy-3), var(--navy-2));
  border-radius: var(--radius-lg);
  color: #fff; padding: 30px 34px; margin-bottom: 28px;
  display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap;
}
.member-head h2 { color: #fff; font-size: 24px; margin-bottom: 4px; }
.member-head p { color: rgba(255, 255, 255, .68); font-size: 14px; margin: 0; }
.mh-avatar {
  width: 56px; height: 56px; border-radius: 14px; flex: none;
  background: rgba(255, 255, 255, .12); border: 1px solid rgba(255, 255, 255, .2);
  display: flex; align-items: center; justify-content: center;
  font-size: 20px; font-weight: 700; color: var(--gold);
}
.mh-left { display: flex; align-items: center; gap: 18px; }

.panel { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); overflow: hidden; }
.panel + .panel { margin-top: 24px; }
.panel-head {
  padding: 20px 26px; border-bottom: 1px solid var(--line-2);
  display: flex; align-items: center; justify-content: space-between; gap: 16px; flex-wrap: wrap;
}
.panel-head h3 { font-size: 17px; margin: 0; }
.panel-head .sub { font-size: 13px; color: var(--muted); }
.panel-body { padding: 24px 26px; }

.rec-list { list-style: none; padding: 0; margin: 0; }
.rec {
  border: 1px solid var(--line-2); border-radius: 12px;
  padding: 16px 18px; margin-bottom: 12px; background: #fcfdfe;
}
.rec:last-child { margin-bottom: 0; }
.rec-top { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; margin-bottom: 8px; }
.rec-top .title { font-weight: 600; color: var(--ink); font-size: 15px; }
.tag {
  font-size: 12px; padding: 1px 9px; border-radius: 999px;
  background: var(--bg-soft-2); color: var(--navy-2); border: 1px solid var(--line);
}
.tag-gold { background: #fdf7ec; color: #9a7735; border-color: var(--gold-soft); }
.tag-ok { background: #eaf6f0; color: #1f7a54; border-color: #cbe9db; }
.rec-meta { font-size: 13px; color: var(--muted); display: flex; gap: 18px; flex-wrap: wrap; }
.rec-msg { font-size: 14px; color: var(--body); margin-top: 8px; white-space: pre-wrap; word-break: break-word; }
.rec-del {
  margin-left: auto; background: none; border: none; color: var(--muted);
  font-size: 13px; cursor: pointer; font-family: inherit; padding: 2px 6px; border-radius: 6px;
}
.rec-del:hover { color: var(--err); background: #fdeeee; }

.empty { text-align: center; padding: 44px 20px; color: var(--muted); font-size: 14px; }
.empty .ei { font-size: 34px; opacity: .3; margin-bottom: 10px; }

.uploader {
  border: 1.5px dashed var(--line); border-radius: 12px;
  padding: 26px; text-align: center; background: #fcfdfe;
  transition: border-color .2s, background .2s;
  cursor: pointer;
}
.uploader:hover, .uploader.drag { border-color: var(--gold); background: #fdfaf4; }
.uploader .ui { color: var(--gold); margin-bottom: 8px; }
.uploader .ut { font-size: 14px; color: var(--ink); font-weight: 600; }
.uploader .us { font-size: 12.5px; color: var(--muted); margin-top: 4px; }
.uploader input[type=file] { display: none; }

.file-item {
  display: flex; align-items: center; gap: 14px;
  padding: 13px 16px; border: 1px solid var(--line-2);
  border-radius: 11px; margin-top: 10px; background: #fff;
}
.file-ic {
  width: 38px; height: 38px; border-radius: 9px; flex: none;
  background: var(--bg-soft-2); color: var(--navy-2);
  display: flex; align-items: center; justify-content: center;
  font-size: 11px; font-weight: 700;
}
.file-main { flex: 1; min-width: 0; }
.file-main .fn {
  font-size: 14px; color: var(--ink); font-weight: 600;
  overflow: hidden; text-overflow: ellipsis; white-space: nowrap;
}
.file-main .fm { font-size: 12.5px; color: var(--muted); }
.file-ops { display: flex; gap: 8px; flex: none; }

.thumb { width: 38px; height: 38px; border-radius: 9px; object-fit: cover; background: var(--bg-soft-2); flex: none; }

/* ---------- CTA ---------- */
.cta-band {
  background: linear-gradient(120deg, var(--navy) 0%, var(--navy-2) 100%);
  color: #fff; padding: 64px 0; text-align: center; position: relative; overflow: hidden;
}
.cta-band::before {
  content: ""; position: absolute; inset: 0;
  background-image: radial-gradient(circle at 20% 120%, rgba(192, 154, 91, .25), transparent 45%);
}
.cta-band .container { position: relative; z-index: 2; }
.cta-band h2 { color: #fff; font-size: 30px; margin-bottom: 12px; }
.cta-band p { color: rgba(255, 255, 255, .72); margin-bottom: 28px; font-size: 16px; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-3); color: rgba(255, 255, 255, .62); padding: 60px 0 0; font-size: 14px; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.2fr; gap: 40px; padding-bottom: 44px; }
.footer-col h5 { color: #fff; font-size: 15px; margin-bottom: 18px; font-weight: 600; }
.footer-col ul { list-style: none; padding: 0; margin: 0; }
.footer-col li { margin-bottom: 10px; }
.footer-col a { color: rgba(255, 255, 255, .62); }
.footer-col a:hover { color: var(--gold); }
.footer-brand .fb-name { color: #fff; font-size: 17px; font-weight: 700; margin-bottom: 14px; }
.footer-brand p { line-height: 1.85; }
.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, .1);
  padding: 20px 0; font-size: 13px;
  display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap;
  color: rgba(255, 255, 255, .45);
}

/* ---------- Toast ---------- */
.toast-host { position: fixed; top: 88px; left: 50%; transform: translateX(-50%); z-index: 999; display: flex; flex-direction: column; gap: 10px; align-items: center; }
.toast {
  background: var(--ink); color: #fff; padding: 11px 20px;
  border-radius: 10px; font-size: 14px; box-shadow: var(--shadow-lg);
  animation: toastIn .25s ease; max-width: 90vw;
}
.toast.ok { background: #1f7a54; }
.toast.err { background: #b23c3c; }
@keyframes toastIn { from { opacity: 0; transform: translateY(-10px); } to { opacity: 1; transform: none; } }

.spinner {
  display: inline-block; width: 14px; height: 14px;
  border: 2px solid rgba(255, 255, 255, .35); border-top-color: #fff;
  border-radius: 50%; animation: spin .7s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* ---------- Responsive ---------- */
@media (max-width: 1024px) {
  h1 { font-size: 36px; }
  .hero h1 { font-size: 38px; }
  h2 { font-size: 27px; }
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: repeat(2, 1fr); gap: 28px 0; }
  .step::after { display: none; }
  .contact-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
}

@media (max-width: 720px) {
  body { font-size: 14.5px; }
  .container { padding: 0 18px; }
  .section { padding: 60px 0; }
  h1 { font-size: 29px; }
  .hero { padding: 68px 0 60px; }
  .hero h1 { font-size: 30px; }
  .hero-sub { font-size: 15px; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 26px; }
  .steps { grid-template-columns: 1fr; }
  .field-row { grid-template-columns: 1fr; gap: 0; }
  .footer-grid { grid-template-columns: 1fr; }
  .nav { display: none; }
  .nav-toggle { display: flex; }
  .site-header.nav-open .nav {
    display: flex; position: absolute; top: 74px; left: 0; right: 0;
    flex-direction: column; background: #fff; padding: 12px 18px 18px;
    border-bottom: 1px solid var(--line); box-shadow: var(--shadow);
  }
  .site-header.nav-open .nav a { padding: 12px 8px; }
  .site-header.nav-open .nav a.active::after { display: none; }
  .header-actions { margin-left: auto; }
  .form-card { padding: 24px 20px; }
  .member-head { padding: 24px 22px; }
  .panel-body { padding: 20px 18px; }
  .panel-head { padding: 18px; }
}